📱 eBook en inglés THE SAVINGS TRAUMA

We have thousands of books on how to save money, but almost none on how to spend it. Financial therapist Laura Banks addresses a common but unspoken problem in "The Savings Trauma." Many diligent savers reach financial independence but find themselves physically unable to spend their money due to a deep-seated fear of poverty or scarcity mindset.
Banks explains that extreme frugality is often a trauma response, not a virtue. She critiques the "Scrooge McDuck" retirement plan, where people die with millions in the bank but having lived a life of deprivation.
The book challenges readers to shift from "accumulation mode" to "decumulation mode." Banks provides exercises to calculate the "utility of money" at different ages (a ski trip at 30 is worth more than at 80) and gives permission to use wealth to buy time and experiences now. A guide to making sure your money serves you, not the other way around.