Ebooks de autoayuda y espiritualidad, página 6 de 16

Trying to save "manually" almost never works. You start strong, then life happens, bills pile up, and your good intentions vanish. The problem is not youit is the system. When saving depends on willpower, saving loses. When saving is automatic, you win.This book shows you exactly how to make your money save itself. In clear, beginner-friendly steps, you will learn how to set up automatic transfers, split your paycheck before you ever see it, and use modern banking tools and apps so saving happens in the background. No more "I will save what is left." You will save first and spend what is leftwithout feeling deprived.Inside, you will discover how to build a rock-solid emergency fund, create separate "buckets" for bills and goals, and choose the right accounts so your money grows while staying easy to access. You will learn simple rules for how much to save, what to automate weekly or monthly, and how to adjust when your income is irregular. Templates, examples, and scripts make it easy to put everything on autopilot in a single afternoon.Whether you are starting from zero, living paycheck to paycheck, or just tired of feeling behind, this guide gives you a calm, realistic path forward. Set up your system once, let automation do the heavy lifting, and watch your savings groweven on days you do not think about money at all.

Most people believe you need $100,000 to start building wealth through dividends. This book proves otherwise. Dividend investing is one of the most straightforward paths to passive income, yet most beginners overcomplicate it or follow advice that leaves money on the table.Inside, you will learn how dividend stocks work and why they outperform most mutual funds long-term. You will discover the exact criteria for identifying high-quality dividend stocks that pay reliably year after year, how to build a diversified dividend portfolio on any budget, and the mathematical truth about compound growth that turns small investments into substantial income streams.This guide covers practical topics: where to open a brokerage account, tax-efficient strategies that keep more of your earnings, common beginner mistakes that cost thousands, and how to reinvest dividends for exponential growth. Real portfolio examples show exactly how $100 becomes $1,000+ in annual dividend income over time.Whether youre looking to supplement retirement income, escape the paycheck-to-paycheck cycle, or build genuine wealth, dividend investing provides a proven, boring, and remarkably effective path. Start with what you have today.

Os Ancestrais Ensinaram e a Vovó Fala é um guia prático para facilitar a correria do nosso dia a dia. Procurei ser concisa e objetiva ao falar sobre esse tema, que está em plena expansão — especialme

Chronic stress is a slow poison. Your cortisol stays elevated, your muscles stay tense, your sleep falls apart, and your immune system weakensall while you tell yourself it is "just how life is." You cannot remember the last time you felt truly relaxed. Your body has forgotten how to downshift, and that has real consequences: burnout, illness, damaged relationships, and a life spent in survival mode.This guide shows you why chronic stress persists and how to actually break the cycle. In clear, science-backed language, you will learn how your nervous system gets stuck in high alert, why willpower and vacation do not fix it, and what truly resets your baseline stress level. You will discover that chronic stress is not a character flawit is a physiological problem with practical solutions.Inside, you will find long-term strategies that work: nervous system retraining through breathwork and movement, lifestyle changes that reduce cumulative stress, boundary-setting that protects your peace, and how to rebuild trust in your body. Learn which stress-relief techniques actually create lasting change versus temporary band-aids, how to modify your environment to support calm, and what recovery actually looks like when stress has been your normal for years.Whether you are a high-stress professional, caregiver, parent, or someone simply exhausted by life, this book gives you a realistic roadmap to sustainable peace. Chronic stress did not happen overnightbut with the right approach, your calm can come back.

Medical debt is different. It hits fast, feels impossible to predict, and carries shame that other debts do not. One illness, one accident, one emergency room visit can drain your savings and spiral into years of payments. You did not choose to get sick. But you are trapped paying for it anyway.This book shows you exactly how to fight back. In clear, practical language, you will learn how medical billing actually works, why your bills are often wrong, and how hospitals and collection agencies count on you not knowing your rights. You will discover step-by-step tactics to challenge incorrect charges, negotiate lower amounts, and access programs designed to help people in your exact situation.Inside, you will learn how to read a hospital bill and spot errors, how to request financial assistance and hardship programs, and what to do if your debt already went to collections. Discover which debts can be negotiated, which ones have payment forgiveness options, and how to prioritize when money is tight. Get scripts for talking to billing departments, templates for written requests, and strategies for dealing with collection agencies without fear.You will also learn how medical debt affects your credit, when to work with a patient advocate, and how to prevent future medical debt disasters. Whether you are drowning in current bills or terrified of the next health crisis, this guide gives you tools, knowledge, and a calm plan to take control back.Medical debt does not have to own your future. Fight it strategically and win.

Your body carries stress you never noticetight shoulders, clenched jaw, shallow breathinguntil it turns into pain, anxiety, or burnout. Body scan meditation works by teaching you to feel each part of your body, release tension, and quiet your mind from the inside out. It is simple, requires no special equipment, and works even if you have never meditated before.This beginner-friendly guide walks you through every step of the body scan practice. You will learn how to lie down, breathe, and mentally scan from head to toe, noticing sensations without judgment. You will discover why this method is proven to reduce stress, improve sleep quality, and help you feel grounded when life feels overwhelming.Inside, you will find guided scripts for short (5-minute) and long (30-minute) sessions, tips for staying focused when your mind wanders, and modifications for chronic pain, anxiety, or restlessness. Learn how to practice before bed to fall asleep faster, during lunch breaks to reset your day, or anytime you need to reconnect with yourself.Whether you are a busy professional, a stressed parent, or someone who simply wants to feel more at ease in your own skin, this guide gives you a practical tool you can use anywhere. One scan. One body. One moment of peace that actually lasts.

Most savings plans fail because they ask too much too soon. You cut expenses, feel deprived, and quit within weeks. The 52-week method works differently. It starts small, grows gradually, and turns saving into a game you actually want to play.This is not just another savings gimmick. The method is built on behavioral psychologyit works with your brain, not against it. You start by saving just $1 in week one, then $2 in week two, building momentum so gradually that saving never feels hard. By week 52, you will have saved $1,378 without feeling like you sacrificed anything.Learn why this challenge works when other plans fail, how to customize it for your income level, and how to stay motivated when life gets messy. Discover which account types keep your savings safe but accessible, how to automate the challenge so you never forget, and what to do when you hit a rough week. Explore real stories from people who used this challenge to fund emergencies, pay off debt, or finally take a vacation. Get printable trackers, app recommendations, and strategies for staying on track when unexpected expenses hit.Whether you are building your first emergency fund, recovering from financial chaos, or simply want to prove to yourself that saving is possible, this guide makes it easy and even fun. Start with a dollar. End with a safety net. Prove that small, consistent actions create real wealth.

Most meditation teaches you to watch your thoughts. Loving-kindness meditation teaches you to change your relationship with themstarting with the hardest person of all: you. If you struggle with self-criticism, resentment, or feeling disconnected from others, this practice rewires your heart from the inside out.This beginner-friendly guide shows you exactly how to practice loving-kindness meditation without feeling fake or forced. You will learn the traditional phrases, how to direct them toward yourself, loved ones, neutral people, difficult people, and eventually all beings. You will discover why this method is proven to reduce anger, increase empathy, and improve emotional resilience even in stressful situations.Inside, you will find guided scripts for short (5-minute) and longer (20-minute) sessions, tips for handling resistance when you cannot seem to feel the love, and creative variations for specific situations like forgiving someone, healing a broken relationship, or quieting harsh self-talk. Learn how to practice in the morning to set a compassionate tone for your day, or before bed to release the days frustrations.Whether you are a skeptical beginner, a seasoned meditator stuck in judgment, or someone who simply wants to feel kinder toward yourself and others, this guide gives you a practical, research-backed tool. One phrase. One breath. One moment of genuine compassion that grows with practice.

Budgeting usually feels like punishment: endless tracking, zero fun, and constant guilt when you "mess up." No wonder most budgets fail in a few weeks. The 50/30/20 method works differently. It gives you a clear, flexible structure that covers your needs, moves you toward your goals, and still leaves room for the things you enjoy.This beginner-friendly guide breaks down the 50/30/20 rule in plain language: 50% for needs, 30% for wants, 20% for savings and debt. You will learn exactly what belongs in each category, how to calculate your own numbers, and how to adapt the rule whether your income is high, low, or irregular. No complicated spreadsheets required.Inside, you will discover how to plug in your real bills, spot where your money quietly leaks away, and adjust your spending without feeling deprived. Learn how to use the 50/30/20 rule to build an emergency fund, pay off debt faster, and plan for big goals like travel, a car, or a home. Get examples for different income levels, simple templates, and tips for couples and families who share money.Whether you have tried and failed at budgeting before, live paycheck to paycheck, or just want a clear money plan that does not take over your life, this book shows you how to set up a budget once and actually live with it. Simple math, clear steps, real freedom.

Mental Training: The Ultimate Mindset Bootcamp to Mental Strength, Discipline, and Emotional Control in 7 StepsDo you feel like you are at the mercy of your thoughts and emotions? Do you feel destined to live a certain life, but would rather take control? Are you wondering if there is a way to take charge of your personal development? There is and how it works is explained in this book!Anger, fear, sadness, joy, or disgust: emotions are unavoidable in life, but that doesnt mean youre powerless. Quite the opposite: By taking conscious responsibility for your dynamic mindset, you begin setting the rules and boundaries for your mental life, and this guide shows you how to do this in a healthy, effective, and long-term successful way. First, familiarize yourself with the impact of thoughts and emotions and discover how you can be proactively transformative. Then, in 7 practical, easy-to-apply, and highly effective steps, youll tackle crucial factors like resilience, focus, willpower, self-confidence, and more, and develop the personality traits that will get you where you want to go. Prerequisites? There are none! This guide is designed for anyone who wants to finally take control of their life and work on their personal development with focused, systematic, and effective methods.Understanding Mindset: Familiarize yourself with the powerful dynamics of thoughts and feelings and discover simple ways to manage positive thinking and emotions.Resilience, Focus & Willpower: Learn how to build resilience, discipline, and endurance with immediately applicable exercises and strategies to get closer to your goals step by step.Positive Mindset: Constructive thinking, optimism, and visualization techniques use positive and easy-to-apply mental techniques to prepare for and achieve success.Self-awareness & Stress Management: Find out how psychological strategies around overcoming fear, self-care, and courage can help you build sustainable self-confidence and implement effective stress management methods in your daily life.With this book, youll open a completely new chapter in your life and move forward both professionally and privately. The additional workbook for long-term success habits helps you accelerate your progress and establish important achievements through various practical exercises that are permanent and reliable.So what are you waiting for? Click on " Buy Now with 1-Click " and take control of your mindset consciously from now on!

Em White Rose City, Helen e Kyo crescem lado a lado, compartilhando segredos, risos e a certeza de que sua amizade é inabalável. Mas, no emaranhado de emoções que define a juventude, o amor e a amiza

Um livro, inúmeras reflexões. Uma ideia, inúmeras inspirações. Nós sempre vivemos a nossa vida o tempo todo pensando em algo. Nas contas do mês, naquele trabalho da escola, nos b.o do serviço... Mas

Entre corredores cheios, olhares que falam mais que palavras e silêncios que pesam como muros, Isa descobre que crescer não é apenas aprender fórmulas e datas: é enfrentar o invisível. Na nova escola

Este livro, prático e inspirador, trata das relações entre finanças, prosperidade, segurança e felicidade no universo do empreendedorismo pessoal e empresarial. Com linguagem acessível e exemplos prá

Nesta obra documento experiências pessoais, estudos, relatos e segredos que descobri e que podem mudar a vida de muitas pessoas para melhor, na busca pela prosperidade, saúde e qualidade de vida, tra

Se eu fosse explicar para voce do que se trata cada texto, talvez voce no lesse essa compilaço. Se eu fosse me importar com o que as pessoas pensam ou falam de mim, eu no publicaria este livro. Para alguns, sou corajoso. Para outros, sou um atrevido. Um ousado desviado. Para os demais, no importa. Foi aos 28 anos que me senti como se tivesse 18. O tempo perdido, que no foi perdido, so eu sei o que ele me custou. Hoje, estou correndo atras dele como se precisasse viver mil anos em apenas um dia. Ento no me julgue por querer ser quem eu sempre fui, mas que nunca quis ser.

Poucos homens sábios são tão conhecidos e temidos como o famoso mago São Cipriano. A verdadeira história do antigo Bispo de Cartago é permeada de magia, paixão, mistério e conversão. Persistência e f

A autora compartilha com os leitores momentos em que Deus ensinou-lhe a realmente buscar nele a alegria. Por muitas vezes no sabemos como lidar com as situaçes que a vida nos impe. Na maioria das vezes esperamos as benços cairem literalmente do ceu sem fazer o minimo esforço. Em nosso comodismo dizemos: oh Deus abre uma porta, me da uma luz!!! Mas tudo que precisamos ja esta em nossa vida, apenas no teve o nosso reconhecimento. Vivemos em um mundo de correria e querem nos fazer acreditar que viver assim e normal. Pura iluso, pois o proprio Jesus nos fala sobre parar para descansar. Ento uma vida agitada demais no pode fazer bem. Alias, a Biblia tambem nos fala que ha tempo para tudo nesta terra. Buscar ouvir a voz de Deus, ouvir o silencio dele, ter intimidade com ele, te fara reconhecer e celebrar tudo ao seu redor. Aprenda com o mestre dos mestres. Aprenda como tomar decises, escolha o seu caminho atraves da voz do Pai. Em sintese e isso que este livro vai lhe proporcionar. Nele apenas voce sera estimulado a pensar. As decises so suas, como a vida que Deus lhe deu.

Nada es más dulce que concederse a uno mismo el lujo de desacelerar: reclinarse en una mecedora, apoyarse en el umbral de una ventana, recostarse sobre la hierba verde o simplemente permitir que la mente viaje. Viajar en el tiempo yendo cada vez mas al encuentro de aquello que quedo atras, pero que, de algun modo, aun vive con fuerza en nuestros corazones. ¿Y eso esta permitido? Si. Esta permitido y es posible hacer que el pasado regrese. Revivir buenos momentos, volver a los lugares donde fuimos felices, donde la infancia nos regalo descubrimientos, donde la adolescencia nos inquieto con sueños, amores, amistades, nostalgias e incluso timideces que hoy nos hacen sonreir. Para revivir esos instantes magicos, basta cerrar los ojos e iniciar un viaje hacia lo que dejamos atras. Ese viaje existe dentro de cada uno de nosotros. Podemos iniciarlo cuando queramos, sin permiso de nadie solo de nuestra propia voluntad. Es un viaje intimo y depende unicamente de nosotros. En esa intimidad, podemos ir a cualquier lugar, sentir nuevamente el sabor de los buenos momentos y llevar con nosotros todo aquello que de mejor hemos vivido y aun compartimos con quienes amamos: nuestra historia, nuestro mundo, los caminos por donde pasamos. Y es por esos caminos que ahora sigo, y que, en este libro, comparto contigo mi viaje para que tambien encuentres tus recuerdos, tus personas amadas, tus momentos inolvidables. Viajar en el tiempo es posible, y quiza sea mas real de lo que imaginamos.

Há dores que ninguém viu. Há perguntas que ninguém respondeu. Há noites tão silenciosas que parecem provar que estamos sozinhos. Mas Deus sabe. Deus vê. Deus faz — mesmo quando tudo ao redor tenta co